The Family Camp: A Treasured Gift or an Unexpected Burden?
Pour yourself a coffee. This is an important 10 minute read for families who own a camp or cottage.
It is July, which means many of you are spending your weekends by the lake, enjoying time at the family “camp,” as we call it here in Northern Ontario, or the “cottage,” for our friends farther south. It occurred to me that, while everyone is gathered together this summer, it may be the perfect time to start an important family conversation, if you haven’t already.
Renting vs Buying in 2026: Is Home Ownership Still the Ultimate Financial Goal
For generations, owning a home has been viewed as one of the cornerstones of financial success.
It represented stability, security, and long-term wealth creation. In many cases, a home became the single largest asset a family would ever own.
And historically, that worked well.
For many retirees today, home equity has become an important part of their retirement strategy.
Canada’s Housing Crisis 2025: Forecasts & Market Trend
Nearly half (45%) of Canadians are concerned about their housing affordability. Previous research has shown that more than one in five Canadian households were living in unaffordable housing. This means they spend more than 30% (the target you should fall below for housing cost) of their income on shelter. As an example, let’s say you […]
HBP vs. FHSA: Best Home Buying Option?
Navigating the complexities of buying your first home in Canada’s challenging economic climate? Explore the differences between the Home Buyers’ Plan (HBP) and the Tax-Free First Home Savings Account (FHSA). Understand eligibility, contribution limits, and the strategic advantages of each to make informed decisions on funding your home purchase, whether through withdrawing RRSP funds tax-free with the HBP or benefiting from tax-deductible contributions and tax-free withdrawals with the FHSA.
What to Do When the Market is Down: Options and Strategies for Investors
Discover the best strategies for investors when facing a down market. Explore the historical data and learn how different approaches can impact your investment outcomes.
First Home Savings Account: A Guide for Canadian First-Time Homebuyers
Struggling to enter Canada’s competitive housing market? The First Home Savings Account (FHSA) offers a new opportunity for first-time homebuyers to save money towards their dream home. In this comprehensive guide, learn everything you need to know about the FHSA, how it compares to the Home Buyers’ Plan (HBP), and how it can help you achieve your homeownership goals.