Giving While Living: Joy in Lifetime Gifting
When it comes to passing on wealth, many people instinctively think of estate planning after death. Yet, gifting assets during your lifetime can be an incredibly rewarding strategy — both financially and emotionally. So why don’t more people do it? The answer lies not just in tax codes, but in human psychology.
Shifting from Saving to Spending in Retirement
Struggling to spend your savings in retirement? Learn why the mindset shift from saving to spending is so hard, and how to navigate it with confidence.
4 Retirement Mistakes to Avoid in a Recession
In recent months, economic headlines—whether driven by shifting trade policies or changing market forecasts—have caused some major banks to lower the likelihood of a near-term recession. But if the past year has taught us anything, it’s that predicting recessions with certainty is impossible. With that in mind, what follows is a timeless list of actions […]
Transitioning Into a Retirement Home: The Mental Hurdle & The Psychology Behind It
Struggling with the idea of moving to a retirement home? Learn the psychology behind this life shift and how to make a confident, proactive decision.
RRSP vs. Spousal RRSP: Maximize Retirement Savings
Dive into the strategic advantages of RRSPs for high-income earners and discover how Spousal RRSPs could be the key to optimizing your family’s retirement income and reducing taxes.
When Should You Start Drawing CPP?
Discover the complexities of deciding when to start drawing your CPP benefits. Explore the financial implications of early vs. delayed CPP payments, the psychology behind present bias, and the importance of financial literacy in making informed decisions about your retirement income.
Navigating Retirement in Times of High Inflation: Strategies to Secure Your Future
As inflation rates soar and interest rates rise, retirement planning becomes more challenging than ever.
Navigating the Emotional Aspects of Retirement: A 5-Stage Guide
Emotionally adjusting to retirement can be as challenging as managing your finances during this life transition.
Owning vs. Renting In Retirement: What’s The Better Choice?
As retirement approaches, the rising cost of living and potential income shortfalls may lead retirees to consider selling their homes and renting instead.