Dive into the financial rollercoaster of 2023, marked by market jitters, interest rate fluctuations, and promising investment opportunities. Explore the impact of rising interest rates on various financial instruments, from mortgage rates to savings accounts, and discover why higher rates have investment advisors optimistic about the future. Uncover strategies for maximizing returns and managing risk in this dynamic economic landscape.

Explore the growing concern of 'tip-flation' in Canada, where tipping expectations surge in a post-pandemic world. Discover why many Canadians question the social obligation of tipping and how it impacts various service industries.

Rising interest rates in Canada aren't just a cause for concern. Discover the silver linings: from tempering inflation and accelerating savings to better returns on fixed-rate investments and a potential cooling effect on the housing market.

Discover how to navigate economic recessions effectively with our insightful guide. Learn about the impact of recessions on jobs, businesses, and personal finances, along with strategies to ease the burden of debt and expenses. Uncover smart investment tactics for recessionary times, including the importance of a long-term perspective and seizing opportunities. Prepare yourself for the economic cycle with expert advice and make the most of financial growth potential.

With the new year comes changes to the Canada Pension Plan (CPP) and Employment Insurance (EI) contributions, impacting the cash flow of working Canadians. Discover the updates for 2023, including increased rates and maximum pensionable earnings, as well as the potential long-term benefits for retirement and financial security.

Learn how emotions can impact investment decisions during market downturns and the importance of staying the course for long-term financial success. Gain insights from historical data, showing consistent rebounds and gains despite sharp market declines. Don't let emotions dictate your investment strategy; discover how to make sound decisions during turbulent times.