Is homeownership slipping out of reach for many Canadians? With interest rate cuts looming and forecasts predicting rising prices, the housing market is set for a turbulent 2025. Learn about expert predictions, wage requirements for buying a home, and why affordability remains a pressing concern.

Navigating the complexities of buying your first home in Canada's challenging economic climate? Explore the differences between the Home Buyers' Plan (HBP) and the Tax-Free First Home Savings Account (FHSA). Understand eligibility, contribution limits, and the strategic advantages of each to make informed decisions on funding your home purchase, whether through withdrawing RRSP funds tax-free with the HBP or benefiting from tax-deductible contributions and tax-free withdrawals with the FHSA.

Discover the best strategies for investors when facing a down market. Explore the historical data and learn how different approaches can impact your investment outcomes.

Struggling to enter Canada's competitive housing market? The First Home Savings Account (FHSA) offers a new opportunity for first-time homebuyers to save money towards their dream home. In this comprehensive guide, learn everything you need to know about the FHSA, how it compares to the Home Buyers' Plan (HBP), and how it can help you achieve your homeownership goals.

With raising interest rates, it is important weigh the pros and cons between variable and fixed mortgage rates. Learn about the impact on homeowners, penalty implications, and the cyclical nature of rates. Make informed decisions and navigate the complexities of mortgage choices in changing financial circumstances with the help of your Horizon advisors.

If you’ve decided to buy a home, there are many out-of-pocket fees, as well as long-term costs beyond the price of the home itself. Read this article to gain a better understanding of how much money you’ll actually need to become a homeowner.