EDUCATION

It’s never too late to learn more. Financial education is the foundation for financial confidence.

Is Canada’s Tipping Culture Going Too Far? Exploring the Rise of ‘Tip-flation

September 27, 2023

Explore the growing concern of ‘tip-flation’ in Canada, where tipping expectations surge in a post-pandemic world. Discover why many Canadians question the social obligation of tipping and how it impacts various service industries.

The Silver-Lining to Canada’s Rising Interest Rates

September 14, 2023

Rising interest rates in Canada aren’t just a cause for concern. Discover the silver linings: from tempering inflation and accelerating savings to better returns on fixed-rate investments and a potential cooling effect on the housing market.

Understanding RESPs: Benefits, Contribution Limits, and FAQs

September 1, 2023

Dive deep into the world of Registered Education Savings Plans (RESPs). Learn about their tax benefits, contribution limits, and the Canada Education Savings Grant. Plus, get answers to the most frequently asked questions about RESPs.

Secure Your Future with RDSPs: A Comprehensive Guide

August 21, 2023

Are you or a loved one living with a disability? If so, an RDSP (Registered Disability Savings Plan) can be your key to securing a stable and prosperous future. An RDSP provides an avenue for saving and investing, tailored to ensure the long-term financial security of individuals facing severe and prolonged disabilities.

Navigating Economic Recessions: Impact, Strategies, and Investment Insights

Discover how to navigate economic recessions effectively with our insightful guide. Learn about the impact of recessions on jobs, businesses, and personal finances, along with strategies to ease the burden of debt and expenses.

Navigating Retirement in Times of High Inflation: Strategies to Secure Your Future

As inflation rates soar and interest rates rise, retirement planning becomes more challenging than ever.

5 Tips for a Budget-Friendly Summer

Ready to make the most of the summer without breaking the bank? Check out these 5 simple tips to enjoy a budget-friendly season filled with fun activities and cherished memories.

Navigating the Emotional Aspects of Retirement: A 5-Stage Guide

Emotionally adjusting to retirement can be as challenging as managing your finances during this life transition.

Owning vs. Renting In Retirement: What’s The Better Choice?

As retirement approaches, the rising cost of living and potential income shortfalls may lead retirees to consider selling their homes and renting instead.

2023 Changes to CPP & EI: What to Know

With the new year comes changes to the Canada Pension Plan (CPP) and Employment Insurance (EI) contributions, impacting the cash flow of working Canadians.

Market Declines: A History of Recoveries

Learn how emotions can impact investment decisions during market downturns and the importance of staying the course for long-term financial success.

What To Do With Your Tax Refund and How To Avoid Owing

Discover smart strategies to optimize your tax return and avoid owing money at tax time. Learn five ways to reduce tax liabilities and five thoughtful ways to allocate your tax refund for a financially secure future.

2023 Market Review: Key Investment Insights

Dive into the financial rollercoaster of 2023, marked by market jitters, interest rate fluctuations, and promising investment opportunities.

Unlocking the Power of Compound Interest: Building Wealth for the Future

Discover the wonders of compound interest and how it can be a game-changer in improving your financial situation. From growing your savings to managing debt, learn how compound interest works and why it’s a powerful tool for building wealth over time.

First Home Savings Account: A Guide for Canadian First-Time Homebuyers

Struggling to enter Canada’s competitive housing market? The First Home Savings Account (FHSA) offers a new opportunity for first-time homebuyers to save money towards their dream home. In this comprehensive guide, learn everything you need to know about the FHSA, how it compares to the Home Buyers’ Plan (HBP), and how it can help you achieve your homeownership goals.

Understanding Eligible Medical Expenses: How to Maximize Your Tax Deduction

As tax season approaches, it’s crucial to make the most of every tax deduction available. One often-misunderstood deduction is medical expenses.

The Collapse of Silicon Valley Bank & Are Canadian Banks at Risk?

The recent collapse of Silicon Valley Bank has raised concerns about the stability of financial institutions. As news circulates, many wonder if Canadian banks are at risk of a similar fate.

Teaching Kids About Money: Building Lifelong Financial Habits

When is the right time to teach kids about money, and how can we do it effectively?

Key Dates for the 2022 Tax-Filing Season: Stay on Top of Your Tax Deadlines

February 17, 2023

As the 2022 tax-filing season approaches, it’s essential to mark your calendar with important dates to ensure a smooth filing process.

2023 Changes to Canada Pension Plan and Employment Insurance

January 5, 2023

Stay informed about the upcoming changes to Canada Pension Plan (CPP) and Employment Insurance (EI) contributions in 2023. Learn about the impact on your paycheck, cashflow, and retirement benefits, as well as the reasons behind these increases.

Understanding the Impact of Hyperinflation and Interest Rates on Canadian Finances

November 11, 2022

The effects of hyperinflation and rising interest rates are creating a double financial squeeze for consumers. Food prices have soared, with significant increases in the cost of fresh fruit, meat, and vegetables.

The Great Resignation: Canada’s Retirement Exodus and Its Impact

September 30, 2022

Canada’s retirement exodus is making a significant impact on the workforce and economy. Sectors like healthcare and trucking are facing challenges as skilled workers retire in record numbers.

Smart Financial Advice to Carry Into the New Year

December 19, 2025

Reflect on the past year and move forward with confidence. Three timeless financial principles to carry into the new year with clarity and purpose.

Estate Planning Tips for Blended Families

November 13, 2025

Remarried? Learn how to protect your assets, care for your new spouse, and preserve your children’s inheritance with smart estate planning for blended families.

When to Update Your Insurance Coverage

October 27, 2025

Life changes and so should your insurance. Learn when and why to review your coverage to keep your family protected and your financial plan on track.

How U.S. Elections Affect Markets: Key Investor Insights

October 1, 2025

Curious how presidential elections affect your investments? Explore historical data on market performance under different presidents, party influences, and volatility trends to guide long-term investment decisions.

Giving While Living: Joy in Lifetime Gifting

September 17, 2025

When it comes to passing on wealth, many people instinctively think of estate planning after death. Yet, gifting assets during your lifetime can be an incredibly rewarding strategy — both financially and emotionally. So why don’t more people do it? The answer lies not just in tax codes, but in human psychology.

How to Find and Buy Canadian-Made Products

September 1, 2025

Want to support Canadian businesses? Learn how to find and buy Canadian-made products to save money and boost the local economy.

Tulip Mania & What It Teaches Modern Investors

August 21, 2025

Discover how a 17th-century tulip craze reveals timeless truths about market bubbles, investor psychology, and staying grounded in today’s volatile world.

Shifting from Saving to Spending in Retirement

Struggling to spend your savings in retirement? Learn why the mindset shift from saving to spending is so hard, and how to navigate it with confidence.

4 Retirement Mistakes to Avoid in a Recession