When it comes to passing on wealth, many people instinctively think of estate planning after death. Yet, gifting assets during your lifetime can be an incredibly rewarding strategy — both financially and emotionally. So why don’t more people do it? The answer lies not just in tax codes, but in human psychology.

Struggling to spend your savings in retirement? Learn why the mindset shift from saving to spending is so hard, and how to navigate it with confidence.

Worried about a recession? Here are 4 key mistakes retirees should avoid to protect their finances and peace of mind in any market downturn.

Struggling with the idea of moving to a retirement home? Learn the psychology behind this life shift and how to make a confident, proactive decision.

Dive into the strategic advantages of RRSPs for high-income earners and discover how Spousal RRSPs could be the key to optimizing your family's retirement income and reducing taxes. Uncover the nuances of each plan and make informed decisions that align with your future financial goals. Read on to learn which retirement saving strategy could work best for you!

Discover the complexities of deciding when to start drawing your CPP benefits. Explore the financial implications of early vs. delayed CPP payments, the psychology behind present bias, and the importance of financial literacy in making informed decisions about your retirement income.